About us

Our mission

Clarity over complexity. We design tools that make saving, spending, and managing money feel effortless.

Yingus Bank was founded in 2025 by a small team of product‑minded engineers and risk experts who believed modern banking should feel quiet, fast, and trustworthy. Today the company is led by co‑founders Y. Chen (CEO) and A. Singh (CTO), alongside a leadership group spanning compliance, security, and customer experience. We build in close collaboration with select partners—network providers for card issuing, regulated custodians for digital assets, and independent auditors for security reviews—so we can focus on the essentials: intuitive accounts, clear credit, and instant support. Our collaborations are deliberately transparent and standards‑driven, enabling features like passkey sign‑in, near‑instant Osama Coin settlement through vetted rails, and seamless wallet provisioning with Apple Pay and Google Wallet. We ship carefully, measure relentlessly, and prioritize stability over spectacle so customers can do more with less noise.